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Home Equity Line of Credit (HELOC)

Access the equity you’ve built in your home with competitively low, variable rates. Finance major home improvements, education expenses, medical expenses, and much more!

  • Funds are conveniently available as needed without reapplying
  • Revolving credit – as the principal is repaid, more is available to re-borrow
  • The interest paid might be tax-deductible1
  • Only pay interest on the part that’s used
  • Set up payroll deduction for easy repayment
  • Local Baltimore-area decision-making and processing
  • Helpful, dedicated service from start to finish

1Consult a tax advisor.

Please note that in accordance with 12 CFR 1002.5(d)(2). Income derived from alimony, child support, or separate maintenance payment need not be revealed if the applicant does not want the creditor to consider the information in determining the applicant’s creditworthiness.


EARLY CLOSING FOR STAFF TRAINING: On February 26, 2025, our branch will be closing at 1:00pm and our call center will be closing at 1:30pm.Click Here and learn more about 24/7 account access with our E-Services.