Auto Loans
Make Destinations your first stop for auto financing! We provide quick pre-approvals, flexible terms, and great rates. You can even refinance higher-rate loans from other lenders!
- Competitively low rates on new or used vehicles
- Up to 100% financing available (including taxes and tags)
- Terms up to 84 months, customized to your unique situation (view rates and additional information)
- Pre-approval available for extra bargaining power at the dealership
- Refinance your loan to potentially lower your rate
- Set up automatic payment for your convenience and for additional discounts2
- Quick approvals; 24/7 online application process
- Local Baltimore-area decision-making and processing
- Helpful, dedicated service from start to finish
Please note that in accordance with 12 CFR 1002.5(d)(2). Income derived from alimony, child support, or separate maintenance payment need not be revealed if the applicant does not want the creditor to consider the information in determining the applicant’s creditworthiness.
Multiple Rate Discounts Available!
Take advantage of our great rates with these Auto Loan discounts!
- Member Loyalty Rewards: Open or Upgrade to our PREFERRED Rewards Checking today and enjoy 0.25% discounts on personal and vehicle loans
- Eco-Friendly Discount: Take an additional 0.25% off the auto loan rate if your vehicle is considered environmentally friendly by the Environmental Protection Agency.1 Find out if your vehicle is eligible.
- Auto-Pay Discount: Set-up automatic payments from any Destinations Credit Union account to receive another 0.25% discount.2
1For more information, visit the EPA’s website. Find out if your vehicle is eligible. Discounts for vehicle refinances are limited to auto loans you have with other lenders. 2Note: Automatic payments must be made directly from a Destinations Credit Union account. Outside direct deposits or auto-payments from other institutions are not eligible. The auto-pay discount may be combined with the vehicle loan discounts available for Destinations’ Preferred Rewards Checking accountholders (0.25%) and for financing an Eco-friendly vehicle (0.25%). Total possible discount when all three are combined is 0.75%. Limited time offer. All loans subject to an evaluation of each applicant’s credit. Subject to change without notice. Contact Destinations Credit Union for details.
Auto Equity Loan
Need a quick loan? Get quick cash at a low rate by using your car as collateral. As a member of Destinations Credit Union, you can get affordable auto equity loans based on your credit score to ensure financial freedom and the option to use your car as collateral.
Benefits include:
- Terms of up to five years
- Option to borrow 90-100% of the clean trade value
- Lower rates compared to unsecured loans
- Low rate APR, depending on your credit score. 24/7 loan application availability and quick approvals
- Ability to borrow against the paid-in value of the car
Please note that in accordance with 12 CFR 1002.5(d)(2). Income derived from alimony, child support, or separate maintenance payment need not be revealed if the applicant does not want the creditor to consider the information in determining the applicant’s creditworthiness.
Auto Loan Resources
Coverage for Your Vehicle: Learn More about Destinations CU’s insurance options.