SHIFT INTO SAVINGS – LIMITED-TIME OFFER
2.49% APR* AUTO LOANS FOR 6 MONTHS!
After your initial 6 months, enjoy Destinations’ affordable auto loan rates based on your credit. Our standard auto loans are as low as 4.74% APR* when multiple discounts are applied.
Auto Loans
Make Destinations your first stop for auto financing! We provide quick pre-approvals, flexible terms, and great rates. You can even refinance higher-rate loans from other lenders!
- Competitively low rates on new or used vehicles
- Up to 100% financing available (including taxes and tags)
- Terms up to 84 months, customized to your unique situation (view rates and additional information)
- Pre-approval available for extra bargaining power at the dealership
- Refinance your loan to potentially lower your rate
- Quick approvals; 24/7 online application process
- Local Baltimore-area decision-making and processing
- Helpful, dedicated service from start to finish
Please note that in accordance with 12 CFR 1002.5(d)(2). Income derived from alimony, child support, or separate maintenance payment need not be revealed if the applicant does not want the creditor to consider the information in determining the applicant’s creditworthiness.
Rate Discounts Available!
Take advantage of our great rates with these Auto Loan discounts!
- Member Loyalty Rewards: Open or Upgrade to our PREFERRED Rewards Checking today and enjoy 0.25% discounts on personal and vehicle loans
* Rates & Disclosures This offer is only available for new auto loans and existing auto loans refinanced with Destinations from other lenders (not Destinations Credit Union). A 2.49% Annual Percentage Rate (APR) will apply for the first six months of your loan. Beginning in the seventh month, and through the remainder of your loan term, your APR will be based on your credit and will range from 4.74% with discounts available to 16.14%. All loans based on an evaluation of each applicant’s credit. Rates may vary depending on credit and loan terms. Vehicle restrictions apply. Contact us at (410) 663-2500 for details. Subject to change without notice. Contact Destinations Credit Union for details.
Auto Equity Loan
Need a quick loan? Get quick cash at a low rate by using your car as collateral. As a member of Destinations Credit Union, you can get affordable auto equity loans based on your credit score to ensure financial freedom and the option to use your car as collateral.
Benefits include:
- Terms of up to five years
- Option to borrow 90-100% of the clean trade value
- Lower rates compared to unsecured loans
- Low rate APR, depending on your credit score. 24/7 loan application availability and quick approvals
- Ability to borrow against the paid-in value of the car
Auto Loan Resources
Coverage for Your Vehicle: Learn More about Destinations CU’s insurance options.